Welcome! LOOKING FOR A BANK OWNED? Information on
"HOT BUYS" in Aliso Viejo, Ladera Ranch, Laguna Beach, Laguna Hills, Laguna Niguel, Mission Viejo and other South Orange County Real Estate. I handle real estate in all South Orange County cities. Including, Lake Forest, Coto De Caza, Rancho Santa Margarita,Dana Point, San Juan Capistrano, San Clemente and Laguna Beach. We also sell in Riverside County, mainly Corona.
Smart BUYERS and SELLERS Call Me First, I am an e-PRO Realtor, and "HOT BUY" Specialist for South Orange County, ready to make this a great experience for you. ASK ME TO SEND YOU A 'MARKET TRENDS REPORT' ON A SPECIFIC AREA! This will help you get REAL TIME NUMBERS on pricing. We can help you with your CREDIT SCORES. (If your are not in the 700+ you need to call today!)

Critical in this MARKET! We are SHORT SALE SPECIALISTS. Give us a call to check out your options. No cost to you on SHORT SALES.
1-949-456-9777 Click the Call Me Now Button for an immediate response or TEXT 9494569777@messaging.sprintpcs.com

We give you the SERVICE you desire and
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Real Estate News from the OC Register, Click Here

Looking for homes, regular or BANK OWNED? Search everything the web has to offer, right here! Don't miss my Feature Homes.

Need local real estate information? I've summarized much of what is important about the Aliso Viejo, Ladera Ranch, Laguna Niguel and Mission Viejo real estate market in this site.
Check out this site for many valuable links to surrounding communities, plus state and local government www.socchambers.com/page.cfm?Name=links

Need expert advice? No web site, large or small, can take the place of a top Realtor. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. Getting together earlier rather than later could help get you into your new home with less stress. Right now, banks are tightening up the credit, so it is very important to talk to us right away, let's make sure your FICO scores will get you the best interest rate. Let me assist you, that's my job!

Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR Realtor. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As a top Ladera Ranch, Laguna Niguel and Mission Viejo Realtor, I have the experience and track record you are looking for. I will give you the service you desire, and the results you require. Please Call Me First and let me put the power of the THIRD LARGEST Real Estate Company in the United States to work for you! #1 in Buyer Satisfaction for the 2nd year in a row, awarded by J.D.Powers!

- Frances Hicks

School Reports in Ladera Ranch, Laguna Niguel and Mission Viejo, California

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

California Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Ladera Ranch, Laguna Niguel and Mission Viejo

Titles >Do You Really Need Title Insurance

When a home is purchased, title insurance is one of the closing cost items on the closing statement. This insurance protects the buyer from defects in the title that are not discovered until after the closing. There are two kinds of title insurance--coverage that protects the lender for the balance of the mortgage if the buyers have a loan, and coverage that protects the buyers' equity in the property.

It is prudent to purchase owners' coverage because most of the title problems that arise after a closing are not from a sloppy title search, but are the result of inaccurate information in the public records. The ownership chain goes back a long way, and fraud or misrepresentation anywhere in the chain could mean big problems. Title insurance will protect you if a wife or husband did not properly sign off on the ownership papers or if the property was sold as part of an estate that was later disputed. Most people do not have to deal with the title insurance company after the closing, but this coverage could save your investment if a problem arises.

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Q	Where is the world's oldest hotel?
A	The Hotel Ryokan in the village of Awazu, Japan dates back to AD 717, when an inn was built near a hot spring reported to have miraculous healing properties.
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