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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 949-456-9777 or click the “call me now” button below.
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Get Free Presentation On My Home Marketing. Before signing a contract with any Realtor, make sure you know EXACTLY how your home will be marketed. Find Out More > View All Offers >
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Compare three mortgages at one time.
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Welcome! I can give you direct access to the entire Southern California MLS. Whether you are LOOKING FOR A BANK OWNED, Short Sale or Standard Sale or Information on "HOT BUYS" homes in Aliso Viejo, Ladera Ranch, Laguna Beach, Laguna Hills, Laguna Niguel, Mission Viejo and other South Orange County Real Estate. I handle real estate in all South Orange County cities. Including, homes for sale Lake Forest, Coto De Caza, Rancho Santa Margarita,Dana Point, San Juan Capistrano, San Clemente and Laguna Beach. We also sell in Riverside County, and can refer you to the Best in the Desert Resort Communities. March 8, 2011 article on short sales in the OC Register: copy and paste link> http://lansner.ocregister.com/2011/03/08/realtors-43-of-short-sales-fail-to-close/102221/ Smart BUYERS and SELLERS Call Me First, I am an e-PRO REALTOR and a Certified Short Sale and Foreclosure Pproperty Specialist in South Orange County, ready to make this a great experience for you. ASK ME TO SEND YOU A 'MARKET TRENDS REPORT on Orange County Real Estate' Or a SPECIFIC AREA! This will help you get REAL TIME NUMBERS on pricing. We can help you with your CREDIT SCORES. (If your are not in the 740+ you need to call today!)we have people who can help you even if you had a distressed property on your record. One Point Makes a Huge Difference!!  Critical in this MARKET! We are SHORT SALE SPECIALISTS. Give us a call to check out your options. No cost to you on SHORT SALES.
1-949-456-9777 Click the Call Me Now Button for an immediate response or TEXT 9494569777@messaging.sprintpcs.com
We give you the SERVICE you desire and
the RESULTS you require...
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Looking for homes, regular or BANK OWNED? Search everything the web has to offer, right here! Don't miss my Feature Homes. Need local real estate information? I've summarized much of what is important about the Aliso Viejo, Ladera Ranch, Laguna Niguel and Mission Viejo real estate market in this site. Check out this site for many valuable links to surrounding communities, plus state and local government www.socchambers.com/page.cfm?Name=links Need expert advice? No web site, large or small, can take the place of a top Realtor. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. Getting together earlier rather than later could help get you into your new home with less stress. Right now, banks are tightening up the credit, so it is very important to talk to us right away, let's make sure your FICO scores will get you the best interest rate. Let me assist you, that's my job! Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR Realtor. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As a top Ladera Ranch, Aliso Viejo, Laguna Niguel and Mission Viejo Realtor, I have the experience and track record you are looking for. I will give you the service you desire, and the results you require. Please Call Me First and let me put the power of the fastest growing Real Estate Company in the United States Realty ONE Group(Just made the Inc 500 placed as # 192) to work for you! Interested in making a change? Give me a call! 949-456-9777 FrancesHicksREALTOR@gmail.com Frances Hicks, SFR, ePRO REALTOR  |
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Financing Your Home >Shopping for the Best
The most important thing to look for when you are shopping for a mortgage is the interest rate, right? Not necessarily. There are many other factors to consider, including the lender's charges for making the loan, the terms under which the loan will be approved, and the lender's reputation for timely completion of loan applications to meet purchase agreement deadlines.
When real estate agents are involved in sales transactions, they don't tell buyers which mortgage companies to use. They can provide the names of established lenders who have provided good service to their customers. They can give general information about the different mortgage options that are available today. Using a low interest rate as the main criteria for choosing a mortgage could cost you money--and perhaps the home you want--if the company cannot deliver on its promises.
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What is the largest city square in the world?
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Located in Beijing, China, Tianamen Square, called the "Gate of Heavenly Peace", covers 98 acres. |
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