Ladera Ranch, Laguna Niguel and Mission Viejo real estate and homes for sale in California - Frances Hicks, REALTOR® Frances Hicks REALTOR(r) for Ladera Ranch, Laguna Niguel and Mission Viejo, California real estate - NUMBER1EXPERT™ Frances Hicks NUMBER1EXPERT(tm) for Ladera Ranch, Laguna Niguel and Mission Viejo, California real estate
View Contact Information for Frances Hicks, Realtor(r) serving Ladera Ranch, Laguna Niguel and Mission Viejo, CA in Orange                         County > Pop-Up Window
Click to Email Frances Hicks, REALTOR(r) serving Ladera Ranch, Laguna Niguel and Mission Viejo, CA in Orange                         County
Login
Site Map
Frances Hicks, REALTOR®, real estate agent and broker for Ladera Ranch, Laguna Niguel and Mission Viejo California home listings, property and land for sale - NUMBER1EXPERT(tm)
First Time Home Buyers
Search All Homes
Hot Buys Program
Why List With Frances

All agents are NOT alike! Find out why I am a top real estate expert. Call me: 949-456-9777 or click the “call me now” button below.


Find Out About the Latest Homes for Sale First!
I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
Find Out More >
View All Offers >




Compare three mortgages at one time. Download TripleCalc now. It's free.

Real Estate - Homes - NUMBER1EXPERTS Sell More!
Frances Hicks is one of The Top Selling Real Estate Experts™
Find Out More >
First Time Homebuyers: Ladera Ranch, Laguna Niguel and Mission Viejo California home buying, real estate listings, and homes for sale in Orange                         County, CA
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? Realtors Are Your Professional Guides. Make Sure You Choose a Top Expert like e-PRO Realtor, Frances Hicks.
 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Ladera Ranch, Laguna Niguel and Mission Viejo real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. Please fill out the form below...
 

About You
* Your Name:
* Your Email Address:
Your Street Address:
City:
State:
Country:
Zip/Postal Code:
Phone:

About Your Move
When Are You Moving?
Where Are You Moving?

About Your Home Search
Your Price Range?
Number Of Bedrooms?
Number Of Bathrooms?
Home Size In Square Feet?

Additional Info
Please Enter More Details,
Along With Any Comments,
Concerns, Or Questions:
Send Latest Listings: What is this?
Send Latest News: What is this?

*Please note that fields marked with an asterisk are required.


Email Me With Confidence
Quick Response Guarantee >
I Guarantee Your Privacy >
Free & Without Obligation >


Real Estate Tips
Closing or Settlement >Final Arrangements

Some homebuyers approach the final days of the home sale transaction with great enthusiasm, feeling utterly confident that the end is in sight, and feeling completely organized about the move. They have accounted for every detail, contacting the moving company, arranging for the transfer of their telephone, electric, water, and gas accounts and having the home professionally cleaned. They start checking off the days until the closing on their calendar. But in reality, the closing may not be entirely predictable.

It is very useful for homebuyers (and sellers) to remember that closing dates are not set in stone. Lenders, appraisers, title attorneys, credit check services, and anyone else who is involved in the transactions can potentially cause a delay in the closing. If buyers keep this in mind while making arrangements, they can minimize the possible cost and inconveniences due to a delay.

As the closing approaches, the real estate agent will stay on top of the situation and keep in touch with everyone involved in the transaction to prevent any unnecessary delays.

See All Tips In The "Closing or Settlement" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
In what area of the United States did the price of existing homes increase most dramatically in 2005?

A 
Phoenix, Arizona real estate recorded a 55.2 percent increase in home prices during 2005.
See More Real Estate Trivia >



Get My Latest Listings Before Anyone Else!
As soon as I list another home for sale, I'll email you. You'll know first.
Name:
Email:

Randy Stitt, Senior Loan Consultant!
Call Assurance Capital Home Loans for the best interest rates and mortgage options today!
Find Out More >


Get the Latest Real Estate News, Hot Off the Presses!
If you are buying or selling a home, you need my eNewsletter.
Name:
Email:



Frances Hicks, REALTOR®, real estate agent and broker for Ladera Ranch, Laguna Niguel and Mission Viejo California home listings, property and land for sale - NUMBER1EXPERT(tm)

Frances Hicks, e-PRO Realtor
First Team Real Estate, Inc.

24050 Aliso Creek Road
Laguna Niguel, CA. 92677
Cell: 949-456-9777
Toll Free: 800-394-4042
Email: Frances@FrancesHicks.com

e-PRO Realtor Dedicated to providing you professional service, whether you are buying or selling. Solutions oriented, can always find a way to get the right results. Let the power of teamwork get you the best price in the shortest amount of time. Call now...you'll be glad you did!

eProwcrMLSEqual HousingRELO


Prudential Commonwealth Realty Logo

Prudential Commonwealth Realty Logo

www.southorangecounty4sale.com is brought to you by Frances Hicks
NUMBER1EXPERT™ in real estate for Ladera Ranch, Laguna Niguel and Mission Viejo, California

Read My Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge




USA and Canada Real Estate - NUMBER1EXPERT
NUMBER1EXPERT™
© Best Image Marketing and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.



This Ladera Ranch, Laguna Niguel and Mission Viejo California web site is brought to you by Frances Hicks, REALTOR®















Return to Top >