Ladera Ranch, Laguna Niguel and Mission Viejo real estate and homes for sale in California - Frances Hicks, REALTOR® Frances Hicks REALTOR(r) for Ladera Ranch, Laguna Niguel and Mission Viejo, California real estate - NUMBER1EXPERT™ Frances Hicks NUMBER1EXPERT(tm) for Ladera Ranch, Laguna Niguel and Mission Viejo, California real estate
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Frances Hicks, REALTOR®, real estate agent and broker for Ladera Ranch, Laguna Niguel and Mission Viejo California home listings, property and land for sale - NUMBER1EXPERT(tm)
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Mortgage Prequalification: Ladera Ranch, Laguna Niguel and Mission Viejo California home buying, real estate listings, and homes for sale in Orange                         County, CA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Ladera Ranch, Laguna Niguel and Mission Viejo Realtor to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you!
 

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Real Estate Tips
About Appraisals >Working With A Real Estate Agent

It is not unusual for homeowners to yield to the temptation to try to sell their own home. It seems easy enough--just place an ad in the weekend paper and wait for buyers to show up. Although it may seem simple, real estate sales transactions are extremely complex proceedings.

The first pitfall can come with pricing your property realistically. Homeowners often price their property too high initially, then drastically slash the price when weeks go buy without an offer. Even if a prospective buyer agrees to the initial asking price, there could be complications if the buyers begin to feel that they have agreed to pay too much, or if the lender's appraisal values the property at far less than the agreed-upon price. Some clients hire agents to market their home professionally after weeks or months of trying to sell their own home without success, or after their FSBO transaction fell through.

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Real Estate Trivia
Q 
Which estate has two pools--one on the east side for the morning sun and one on the west for afternoon enjoyment?

A 
The former estate of John Lennon in Palm Beach has two pools plus guest quarters.
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Frances Hicks, REALTOR®, real estate agent and broker for Ladera Ranch, Laguna Niguel and Mission Viejo California home listings, property and land for sale - NUMBER1EXPERT(tm)

Frances Hicks, e-PRO Realtor
First Team Real Estate, Inc.

24050 Aliso Creek Road
Laguna Niguel, CA. 92677
Cell: 949-456-9777
Toll Free: 800-394-4042
Email: Frances@FrancesHicks.com

e-PRO Realtor Dedicated to providing you professional service, whether you are buying or selling. Solutions oriented, can always find a way to get the right results. Let the power of teamwork get you the best price in the shortest amount of time. Call now...you'll be glad you did!

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