Ladera Ranch, Laguna Niguel and Mission Viejo real estate and homes for sale in California - Frances Hicks, REALTOR® Frances Hicks REALTOR(r) for Ladera Ranch, Laguna Niguel and Mission Viejo, California real estate - NUMBER1EXPERT™ Frances Hicks NUMBER1EXPERT(tm) for Ladera Ranch, Laguna Niguel and Mission Viejo, California real estate
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Frances Hicks, REALTOR®, real estate agent and broker for Ladera Ranch, Laguna Niguel and Mission Viejo California home listings, property and land for sale - NUMBER1EXPERT(tm)
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Testimonials: Ladera Ranch, Laguna Niguel and Mission Viejo California home buying, real estate listings, and homes for sale in Orange                         County, CA
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Realtor Extraodinaire!

Dear Frances: Don and I wish to thank you for all the hard work you performed while selling our home in Aliso Viejo, California. Your professionalism when dealing with us from inception to completion was superior in quality. You always gave us sound advice and we never felt like we were "just another client." When you said you were going to accomplish a certain task, you always followed through in a timely manner. We always knew what was happening and you never left us waiting on you. You utilized an effective sales force team when you held open house on Sundays for us. They also were polite and professional. You would only want these types of individuals haveing access to your home while you were gone.

Another strong aspect you demonstrated was your negotion skills. You always negotiated skillfully to our advantage, no matter whom you were dealing with; i.e. other realtors and/or prospective buyers.

You got us exactly what we desired in terms of the sales whereby making the purchase of our new home possible! And, that is exactly what a good, strong and effective Realtor should be.

Again, Job Well Done, and Thank You,  

Don and Cheryl Lowry

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Real Estate Tips
First Time Buyers >The Seller May Pay

The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.

One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.

Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.

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Real Estate Trivia
Q 
Where would you go to enjoy a soak in the world's largest bathtub?

A 
The Spa Resort Hawaiians in Fukushima, Japan, offers an outdoor soaking tub that occupies a total area of 10,760 square feet and can accommodate 1,500 persons at one time.
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Frances Hicks, REALTOR®, real estate agent and broker for Ladera Ranch, Laguna Niguel and Mission Viejo California home listings, property and land for sale - NUMBER1EXPERT(tm)

Frances Hicks, e-PRO REALTOR, SFR
Keller Williams Realty

27101 Puerta Real, Suite 150
Mission Viejo, CA 92619
Cell: 949-456-9777
Email: Frances@FrancesHicks.com

e-PRO REALTOR, SFR Dedicated to providing you professional service, whether you are buying or selling. Solutions oriented, can always find a way to get the right results. Short Sale Specialist. Let the power of teamwork get you the best price in the shortest amount of time. Call now...you'll be glad you did!


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